{"id":21320,"date":"2021-04-10T01:02:01","date_gmt":"2021-04-10T08:02:01","guid":{"rendered":"https:\/\/edelalon.com\/blog\/?p=21320"},"modified":"2021-04-12T09:22:02","modified_gmt":"2021-04-12T16:22:02","slug":"the-hidden-costs-of-car-purchases","status":"publish","type":"post","link":"https:\/\/www.edelalon.com\/blog\/the-hidden-costs-of-car-purchases\/","title":{"rendered":"The Hidden Costs Of Car Purchases"},"content":{"rendered":"<p><span data-preserver-spaces=\"true\">Most people, when they are considering a car purchase, consider the cost of the vehicle. More often than not the decision is driven by your immediate budget. How much can you afford to spend on your car at the time of purchase? As a result, you could choose second-hand over brand new. Sometimes, financing programs are budget-friendly and can make it easy for the household to buy a new vehicle. A lot of prospective car buyers also compare insurance costs, as car cover plans can vary greatly depending on the make and age of the vehicle. But these costs do not tell the whole story. If you are looking to buy, you want to think about some commonly forgotten factors that can influence your decision:\u00a0<\/span><\/p>\n<ul>\n<li><span data-preserver-spaces=\"true\">The car manufacturer<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">The damage excess\u00a0<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">The loss of value<\/span><\/li>\n<li><span data-preserver-spaces=\"true\">The consequences of car modifications<\/span><\/li>\n<\/ul>\n<h2><strong><span data-preserver-spaces=\"true\">Same cars, different brands, and price tags<\/span><\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">It\u2019s not uncommon for car manufacturers to combine efforts and produce similar vehicles. This is especially common when both manufacturers are owned by the\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/edelalon.com\/blog\/2021\/03\/does-the-manufacturer-matter-when-you-buy-a-car\/\" rel=\"noopener\"><span data-preserver-spaces=\"true\">same parent company<\/span><\/a><span data-preserver-spaces=\"true\">. For example, while Skoda is typically described as a budget car, it doesn\u2019t mean it\u2019s an unreliable make. Indeed, most vehicles repurpose car feature engines that are typically found in Volkswagen models. As a result, it\u2019s safe to assume that a Skoda car provides the same reliability as a VW but for a fraction of the cost. It\u2019s worth exploring the many connections of each manufacturer to ensure that you don\u2019t pay more than you need for what you want.\u00a0<\/span><\/p>\n<h2><strong><span data-preserver-spaces=\"true\">Deductibles and unaffordable damage<\/span><\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">Comparing\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.directauto.com\/learning-center\/car\/comparing-car-insurance-quotes\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">car insurance quotes<\/span><\/a><span data-preserver-spaces=\"true\">\u00a0isn\u2019t something you can do online via an aggregator website. The typical comparison tools tend to focus on the insurance cost. However, they fail to offer insights on the deductibles. Deductible refers to the amount of money that you are happy to pay up-front to fix damage to your car. Understandably, low deductibles mean that your overall cover premiums will be higher. On the other hand, high deductibles cut down your coverage cost. But you need to make sure that you can afford to pay for the damage.\u00a0<\/span><\/p>\n<h2><strong><span data-preserver-spaces=\"true\">High-speed depreciation<\/span><\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">As exciting as it can be to buy a brand new vehicle, you have to realize that your car will lose its value over time. As a result, if you are planning to sell your car, you need to brace yourself for an unpleasant surprise. Therefore, it can be helpful to be familiar with the\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.whatcar.com\/news\/revealed-the-10-fastest-depreciating-cars-in-2020\/n21083\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">fastest depreciating vehicles<\/span><\/a><span data-preserver-spaces=\"true\">. If you bought a Maserati Quattroporte, the car would retain less than 25% of its value after three years. The quirky Mercedes-AMG E53 drops over 73% of its value within three years.\u00a0<\/span><\/p>\n<h2><strong><span data-preserver-spaces=\"true\">Pimp my ride syndrome<\/span><\/strong><\/h2>\n<p><span data-preserver-spaces=\"true\">Anyone who grew up watching Pimp My Ride on TV could be inspired to make custom modifications to their vehicle. Unfortunately, car\u00a0<\/span><a class=\"editor-rtfLink\" href=\"https:\/\/www.hotcars.com\/mods-no-one-ever-does-right\/\" target=\"_blank\" rel=\"noopener\"><span data-preserver-spaces=\"true\">mods can ruin your vehicle<\/span><\/a><span data-preserver-spaces=\"true\">. Turning a hardtop into a convertible, for instance, tends to fail. The car doesn\u2019t look good anymore, and the missing top will affect maneuverability and performance on roads. Besides, you\u2019ll struggle to make any profit when you come to sell your modified vehicle.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">There\u2019s more to your car costs than meets the eye. Is a BMW as good as a VW? If you are looking for stability, reliability, and safe road performance, both makes are interchangeable. Is a brand new Mercedes the best choice? Yes, as long as you accept that the car will lose its value quickly. The bottom line: You have to understand the many hidden costs of each vehicle before committing to buy.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people, when they are considering a car purchase, consider the cost of the vehicle. More often than not the decision is driven by your immediate budget. How much can you afford to spend on your car at the time of purchase? As a result, you could choose second-hand over brand new. Sometimes, financing programs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":21321,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[590],"tags":[4526],"class_list":["post-21320","post","type-post","status-publish","format-standard","has-post-thumbnail","category-auto","tag-cost"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Hidden Costs Of Car Purchases &#8226; Edel Alon<\/title>\n<meta name=\"description\" content=\"Hello, we have well thought out reading topics on technology, leadership, project management, food, weddings, and tools to help your daily life. Need some Excel tips or wedding planning advice? 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